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Business Interruption Insurance

In the face of unexpected interruptions, we want you and your business to keep operating. Business Interruption Insurance covers loss of income and increased costs resulting from damage to insured property.

Business Interruption Insurance can also be referred to as ‘Loss of Profits’ or ‘Consequential Loss’ Insurance. Damages could include events such as:

  • Fire
  • Flood
  • Storms
  • Natural disasters
  • Other unforeseen circumstances

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Business Interruption InsuranceWhat does it typically cover?

Business Interruption Insurance aims to support your business following a valid claim under the Material Damage policy, which has caused financial interruption to your business. Business Interruption Insurance may cover: 

  • Loss of gross profit.
  • Ongoing expenses such as utilities, rent and employee salaries, even if the business is temporarily unable to operate.
  • Temporary relocation costs if the business continues operating at an alternative location.
  • Additional expenses to resume normal operations and get your business back on track.

Business Interruption InsuranceWho should consider it?

Business Interruption Insurance is crucial for a variety of businesses, but it is particularly relevant for:

  • Brick-and-mortar businesses that heavily rely on a physical location, such as restaurants, retail stores, offices, warehouses, factories and workshops.
  • Manufacturing businesses, where interruptions can result in significant losses.
  • Small businesses where significant interruption can have a sizable financial impact due to limited resources.

If you want to learn more about protecting your company in the face of the unexpected, contact the Malcolm Flowers Insurances team today.

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Call us on 0800 378 6328

Business Insurance

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We offer a range of personalised insurance solutions to help you protect what matters most. Our team of insurance specialists take the time to understand your unique needs and ensure you get the best coverage possible.

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