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Business Insurance Employers' Liability

Protect your business against claims from employees who have suffered work-related injuries or illnesses that are not covered by ACC.

As an insurance broker, we have a duty to act in the best interests of our clients. Our disclosure information includes how we are paid, our fee structure, and more. We encourage you to review this information carefully.

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Employers’ Liability Insurance

Employers’ Liability Insurance provides coverage against claims made by employees who have suffered work-related injuries or illnesses that are not covered by the New Zealand Accident Compensation Corporation (ACC).

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Employers’ Liability Insurance
What does it typically cover?

For everyone in New Zealand, the ACC typically covers personal injury claims resulting from accidents, whether at home or work. However, Employers’ Liability Insurance is necessary to protect your business from claims that fall outside the scope of ACC coverage, such as those related to occupational diseases and certain types of workplace injuries.

Employers’ Liability Insurance covers legal costs, settlements, and judgments associated with claims arising from work-related injuries or illnesses employees suffer.

Employers’ Liability Insurance
Who should consider it?

Businesses of all sizes should consider Employers’ Liability Insurance as it provides financial security and peace of mind in the event of a workplace accident or injury.

If you’d like to find more information on Employers’ Liability Insurance, contact the Malcolm Flowers Insurances team today.

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Business Insurance

Other Insurance Options

We offer a range of personalised insurance solutions to help you protect what matters most. Our team of insurance specialists take the time to understand your unique needs and ensure you get the best coverage possible.

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Carriers’ Liability

 Safeguard your transport company from liabilities and financial losses arising from their obligations under the Contract and Commercial Law Act 2017.
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Learn more about Bailees’ Liability

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Bailees’ Liability

 Safeguard your business against potential financial losses and legal liabilities arising from loss or damage to property in your care, custody and control.
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Learn more about Employment Disputes Liability

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Employment Disputes Liability

 Protect your business from legal action arising from discrimination, harassment, or other wrongful employment practices.
SEE ALL BUSINESS INSURANCE OPTIONS