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House Insurance

In the face of unforeseen circumstances, we’re here to ensure your peace of mind and help protect one of your most valuable assets – your home. House Insurance provides coverage for loss or damage to your home caused by various events, including:

  • Accidental Damage
  • Fire
  • Flood
  • Burglary
  • Storm
  • Natural disaster
  • Other unforeseen event

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Home Ownership Personal Private Insurance For House Property

House InsuranceWhat does it typically cover?

Home Insurance protects your home in case of insured incidents. Depending on your policy, it can cover:

  • Damage to your home, fixed appliances and carpets, including repair or rebuilding costs.
  • Additional living expenses if you are temporarily displaced from your home due to an insured incident.

If you’re interested in learning more about securing your home and belongings with the right insurance coverage, reach out to our team today. We’re here to help you find the perfect insurance solution for your needs.

House InsuranceUnderstanding Sum Insured

The term “sum insured” refers to the maximum amount of money that an insurance policy will pay out in the event of a claim. The sum Insured represents the maximum limit that the insurance company will pay to repair or rebuild your home if it is damaged or destroyed by an insured incident such as a natural disaster, fire, or other insured events.

Note: Homeowners are responsible for setting and updating the sum insured. It’s essential to accurately determine the Sum Insured for your home when purchasing insurance coverage. Underestimating the Sum Insured could leave you financially vulnerable in the event of a significant loss, as the insurance payout may not fully cover the cost of rebuilding or repairing your home.

House Insurance is essential for homeowners and renters who want peace of mind knowing that their homes and belongings are protected.

If you’d like more information or are interested in a custom insurance solution for your home, contact the Malcolm Flowers Insurances team of specialists today.

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Call us on 0800 378 6328

Personal Insurance

Other Insurance Options

We offer a range of personalised insurance solutions to help you protect what matters most. Our team of insurance specialists take the time to understand your unique needs and ensure you get the best coverage possible.

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Boat

Protect your boat and the financial risks that come with boating-related activities.
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Campervan and Caravan

Protect your caravan or campervan against accidental loss or damage, ensuring peace of mind during your travels.
Motorcycles

Motorcycle

Mitigate unnecessary risks involved with owning and operating a motorcycle both on-road and off-road.